A sound insurance strategy can help protect your family from the financial consequences of challenging life events, and insurance can still provide one of the most tax-advantaged methods to transfer wealth when it comes to estate planning. Our insurance services include personal insurance, liability insurance, and life insurance.
Insurance has come a long way in the last decade. In addition to traditional life insurance term and permanent policies to protect loved ones against unexpected life loss, there are new products and policies designed to help cover other types of risks in a tax-advantaged manner.
As a completely independent firm, we have access to nearly every carrier and every kind of insurance, and we compare features and premium prices so that we know we’re making recommendations based on solid numbers. We read the fine print when it comes to policy terms and conditions. So, whether it’s term or permanent, whole or universal, annuity or life, we will do the research to help you manage risk while potentially achieving other financial objectives.
New insurance policies, annuities and/or riders can create lifetime income in retirement, provide guaranteed* returns, provide for spousal transfer, cover long-term care expenses, protect against disability, allow tax-free wealth distribution to heirs and much more. We’ll do the homework and see what type of insurance may fit into your financial plan.
When it comes to insurance services, you can count on Alloy Wealth Management.
*Guarantees are provided based on the financial strength of the insurance company providing the policy. Some insurance companies have been in business and paying claims since the turn of the 20th century.
Alloy Wealth Management
13840 Ballantyne Corporate Place Suite 115
Charlotte, NC 28277
Mon-Fri: 9:00 AM – 5:00 PM
Toll-Free: (800) 689-3935 | Fax: (877) 496-9797
The information we provide regarding tax minimization planning is not intended to, and cannot, be used by anyone to avoid paying federal, state, or local municipalities, taxes, or penalties. You should seek advice based on your particular circumstances from an independent tax advisor as tax laws are subject to interpretation, legislative change, and unique to every specific taxpayer’s particular set of facts and circumstances.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Alloy Wealth Holdings LLC - DBA Alloy Investment Management.
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